Referral Terms

1. Summary

Winning Ways FX operates through Winning Ways LLC, a Michigan limited liability company. See Section 1 of the Terms of Service for details.

If you refer someone who becomes a paying member, we thank you once with a reward equal to 30% of that member's first paid month. That is the entire program. There is no ongoing commission, no downline, and nothing paid for recruiting by itself.

2. Who can participate

Any current Winning Ways FX member in good standing, 18 or older. You must have an active membership at the time the referral is credited. Employees, contractors, and immediate household members of Winning Ways FX are not eligible.

3. The reward

• Amount: 30% of the first month actually paid by the member you referred ($29.10 on a $97 Pro membership; $89.10 on a $297 Mentorship membership).
• Frequency: once per referred member, ever.
• Form: by default, a credit applied against your next month's dues. If you would rather receive it as a Zelle payment, tell us when you claim it and we will send cash instead. If you are on the free Starter tier and have no dues to credit, we pay by Zelle.
• Timing: after the referred member's payment has cleared and any refund window has passed.

4. What this program is not

For the avoidance of doubt:

• Nothing is paid for signing someone up. A reward arises only when a real membership is purchased and paid for.
• There are no levels. You earn on people you personally refer and on no one else. You do not earn from anyone your referrals go on to refer.
• There is no recurring cut. The reward is one time, on the first paid month only.
• There is no fee to participate, no requirement to buy inventory, and no requirement to recruit anyone to keep your own membership.
• Membership is never conditioned on referring anyone.

This structure is intended to comply with, among others, Fla. Stat. § 849.091 (chain letters and pyramid schemes), Mich. Comp. Laws § 445.2580 et seq. (Michigan's prohibition on pyramid promotional schemes), the Florida Deceptive and Unfair Trade Practices Act, and the Michigan Consumer Protection Act.

5. How a referral is credited

Each member gets a referral code and link. When someone visits through your link, a first-party cookie records your code for 60 days. If they buy a paid membership in that window, the referral is credited to you.

• If more than one code is present, the most recent one applies.
• If the person clears cookies or uses a different device or browser, we may not be able to see the referral. Ask them to mention your code when they email us and we will credit it manually where we reasonably can.
• Self-referrals do not count. You cannot refer yourself, another account you control, or a member of your own household.
• Someone already on our list or already a member cannot be referred.
• We decide referral disputes in good faith, and our determination is final.

6. When a reward is paid

Rewards are issued within 30 days after the referred member's first payment clears and any applicable refund period ends. If the referred member charges back, reverses, or receives a refund, the reward is forfeited, and if already paid we may offset it against future rewards or dues.

7. Required disclosure when you share

Whenever you share your link or recommend Winning Ways FX publicly — social media, a video, a group chat, a forum, a text to several people — you must clearly and conspicuously disclose that you receive a reward if someone joins. This is required by the FTC's Endorsement Guides (16 C.F.R. Part 255).

Plain wording is fine and works best:

• "I get a referral reward if you join through my link."
• "Paid referral — I'm compensated if you sign up."

The disclosure must be easy to notice, in the same place as the recommendation. It is not enough to bury it in a profile, put it behind a "more" link, or use only a tag like #ad or #ref without explanation.

You must also not misrepresent your experience. Do not claim results you did not achieve, do not describe yourself as a Winning Ways FX employee or coach, and do not imply you are speaking for us.

8. How you must not promote

You may not:

• promise or imply that anyone will make money, earn a specific return, or avoid losses by joining;
• describe Winning Ways FX as a broker, fund, signal service, or investment opportunity;
• share your referral link with unsolicited bulk email or text messages;
• use paid search ads on the Winning Ways FX name or brand;
• create sites, accounts, or profiles that imply you are Winning Ways FX;
• post your link in a way that violates the rules of the platform you are using;
• offer to rebate or split the reward as an inducement, without telling us first.

9. Taxes

Referral rewards may be taxable income to you. If we pay you $600 or more in cash rewards in a calendar year, we may be required to issue a Form 1099-NEC, and we may ask for a completed Form W-9 before paying. You are responsible for your own taxes. Rewards taken as account credit rather than cash may be treated differently; ask your tax adviser.

10. Disqualification

We may withhold a reward, reverse one, or remove you from the program if we reasonably believe you have engaged in fraud, self-referral, spam, misleading claims, failure to disclose as required by Section 7, or any breach of these terms or our Terms of Service.

11. Changes and termination

We may change the reward amount, the attribution window, or any other term, or end the program entirely, at any time. Changes apply prospectively; a referral already validly credited before the change will be honored under the terms in effect when it was credited. We will post material changes here with a new date.

12. Contact

Questions about a referral or a reward: winningwaystrading@gmail.com

These Referral Terms form part of, and are governed by, the Winning Ways FX Terms of Service, including its governing-law and dispute provisions.